7 Frugal Books You Need To Read

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Looking to start living frugally? Here's a list of the 7 frugal books you need to read when you get started on your new life.

When we make the decision to start living a frugal lifestyle, or to really work on our personal finances, it can be difficult. There is so much to learn, to let go of, and to strive towards. This is the perfect time to invest in books that will help with the transition. Books like The Total Money Makeover and The Tightwad Gazette set our family on a path of living fabulously frugal. Without them, we wouldn’t be prospering as much as we are today. Here is a list of 8 frugal books you need to read, or at least the ones I think will be beneficial to you.

Your Money or Your Life

When I say that Vicki Robin changed my outlook on life with this book, I’m pretty much downplaying how much this changed the way we function in our home now. Your Money or Your Life helped me to see where our life energy was being placed, and why no matter how much we were making, it seemed as if it was never enough. We had a lot of shame associated with our debt and our lifestyle, and this book helped us release that shame and use the actions steps to get us to financial independence.

The Millionaire Next Door

If you really want to learn the right way to be frugal, and end up with a large amount of savings, this is THE book. I admittedly bought this one after I purchased The Total Money Makeover, because amazon said so. Ha! Well, as usual, amazon was right. We had been living frugally for about 2 years when I decided to add this to my reading list. Do you want to be a millionaire someday soon? It’s all about discipline. The Millionaire Next Door goes over how this will work in your lifestyle, what you really need to focus on to increase your wealth, and why you would never know some people in your own neighborhood are actually multi-millionaires.

The Good Life for Less

Amy Clark is a frugal powerhouse. I’ve been a big fan of her blog Mom Advice, for ages. It really helped keep us on track, and give us new ideas on how to save when it came to creating a welcoming home, trying new none-saving recipes and just fabulously working through this thing called life. When I found out that Amy was releasing a book, I knew I had to purchase it. I love how we’re able to look in on why Amy started her blog and how she stumbled upon her frugal lifestyle. She gives great action plans for readers just starting out, and for those of us that may have been living a frugal life for a while now. It’s a great read.

Smart Money Smart Kids

I was lucky enough to review Smart Money Smart Kids before it hit the stands, and I have to admit that I read all of it in just one day. THIS is the book to read if you’d like your children to understand the value of money, savings, and even spending. Dave Ramsey and his daughter, Rachel Cruze, tackle the topic of teaching finances to children in a great way.

The Complete Tightwad Gazette

I call this my encyclopedia of frugality. When we first started out on our frugal journey, we were told time and time again to purchase this book. I’m so glad that we did. Some of the tips and tricks seem a bit on the unconventional side, but if you’re determined to get out of debt and try out new ideas to do so, you need this book.

The Total Money Makeover

If you only purchase one book out of this whole list, this is it. Dave Ramsey is the king of personal finance and financial freedom, and The Total Money Makeover is legit. The systems explained in this book are the reason we were able to get out of debt in less than 2 years.

The 7 Habits of Highly Effective People

If you haven’t heard of this book, you need to know all about it right now. This may not seem like a frugally based book, and it isn’t. What 7 Habits will teach is to use your time wisely, so you can focus on increasing your income and work on creating a welcoming home. Think of it this way: lazy people very rarely have big savings. Lazy people very rarely have well-paying jobs and steady income. Getting into financial shape isn’t just about saving your change or turning down the thermostat in the winter. It’s about changing our whole lifestyle. 7 Habits of Highly Effective People gives you a great head-start on how to live an intentional life.

Can you think of any frugal books you need to read when starting a frugal lifestyle? What books have changed your outlook on living frugally or simply?

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About Amiyrah

My name is Amiyrah and I'm an an African American fashion & lifestyle blogger based in Ohio.

Plan Your Year Now!


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  1. 12.7.14

    I am going to order the book smart money for smart kids. It is so important to me for my daughter to be money savvy. I’ll let you know how it goes. Thanks.

    • 12.8.14
      Amiyrah said:

      Yes please let me know! I think very highly of that book. It gave us so many new ideas when it comes to teaching our children about money and it’s true use in society.

  2. 12.19.14
    Nichole said:

    I love Dave Ramsey! I took the class and it totally changed my life. My daughter was not too happy at the time. (She was 18) However, I had a conversation with her yesterday and she said she feels she needs to take his class. She is 25 now. 🙂

  3. 12.29.14
    2C's said:

    I wanted to get your eBook but I can’t find it. The one for planning your year in a day. Can’t get back to it on pinterest.

  4. 3.2.15
    Richard Buse said:

    This is a wonderful list. Thanks for sharing this. My favorites are The Millionaire Next Door and The 7 Habits of Highly Effective People.

    The Millionaire Next Door illustrates how wrong it is to base assumptions of wealth on material items and outward appearances. While The 7 Habits of Highly Effective People offers many valuable points, I particularly like the emphasis of devoting more time to important, but non-urgent concerns. That emphasis is crucial for building financial security.

  5. 4.10.16

    My all time favorite is Gail Vaz Oxlade ! She tells it like it is and makes you laugh all in one.. Here tv show was called Till Debt Do Us Part and she has written many many books.. Read, Debt Free Forever !

  6. 8.31.17
    Kat said:

    I’ve read 4 of those and I can’t recommend them enough. Thanks for the other suggestions! Life changing is right. We were scared…. and now we will be debt free in a couple months because of these books (under 2 years, also). It all started with Total Money Makeover.

  7. 9.16.18
    Harriet said:

    I just requested 3 of these from my library (I don’t read Dave Ramsey). Thanks for your input on these.