How To Save 100 Dollars In 30 Days

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I know what you’re saying right now. “Wait, people don’t know how to save 100 dollars?”

The most difficult part to saving is starting. Many don’t know where to begin, so this quick little hack sharing how to save 100 dollars in 30 days is one of the best ways to get going.

Why Learning How To Save 100 Dollars A Month Is Important

This little exercise of saving 100 dollars can get your mindset ready for saving the big dollars. Most people have issues saving big amounts because they want to skip the baby steps of saving.

Learning how to save a small amount of money every day for 30 days is a great way to practice consistency, to see money grow in real time, and to give yourself a chance to start a new habit that PAYS YOU MONEY.

How To Save 1000 Dollars After You Do This Task

Studies have shown that families who accomplish a small savings goal first, are able to attain a larger goal in half the time. Want to save 1000 dollars in a month? Start off with saving 100 dollars.

Saving 100 Dollars In A Month Is A Great Challenge for Kids

I have gotten lots of emails and social media messages asking how to teach kids to save. This 30 day exercise will not only teach them to save, but get them to think of ways to make money.

Each day, they have to deposit a certain amount. If they don’t have that amount for the day, they have to find it somehow. The bank of mom and dad is off limits. This gets them to be self-sufficient, financially.

Saving $100 Hack

Let’s get into this! There is a hack to saving 100 dollars in 30 days, and not getting bored while doing it. The hack is the build up the money deposits. Here’s what you’re going to do:

  • Decide on a time of day when you will deposit the money into your account. Set an alarm in your phone so you do this consistently every single day.
  • From day 1 to 5, place $1 in your account. 1 dollar a day. That’s it.
  • From day 6 to 10, place $2 in your account. See what we’re doing here? We’re slowly increasing the amount you save per day.
  • From day 11 to 15, place $3 in your account. We’re building up that $100 quickly!
  • From day 16 to 20, place $4 in your account.
  • From day 21 to 30, place $5 in your account.

By the end of this experiment, you’ll have $100 in your account! If you want a printable version of this exercise, check out our 52 week savings challenge list post.

How Not To Do This Savings Challenge

Here’s what we don’t want you to do. Don’t throw $100 into the account, and call it a day. This isn’t about get the money in there quickly, it’s about learning how to save, day by day. 

Anyone can plop some money into an account. Those who are looking to become financially stable for the long haul learned how to constantly place money in places where it could grow.

Use this challenge to your advantage! Fully learn how to save 100 dollars in 30 days, and do it day by day.

Looking for more money challenge ideas? Here are some of our favorite blog posts:

3 New 52 Week Savings Plan Ideas

5 Ways To Teach Your Child About Money

52 Week Money Making Challenge

How To Budget A Money Windfall

About Amiyrah

My name is Amiyrah and I'm an an African American fashion & lifestyle blogger based in Ohio.

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  1. 1.8.20
    Pam Frost said:

    I love this idea but where do the kids get the money from? Doing chores and earning it? Would love to learn more!

    • 1.8.20
      Amiyrah said:

      Chores is an option, but ask your kids! They may come up with income-earning ideas you would have never thought of for them. Kids are way more driven than we give them credit for.